Trusted CDCP Dental Clinic in Scarborough, ON
No dental coverage? You still have options. Programs like the Canadian Dental Care Plan help eligible Canadians access essential services—such as exams, cleanings, and basic restorative treatments—at a more affordable cost.
- Direct Billing, No Upfront Payments
- Covers Cleanings, Fillings, Dentures & More
Understanding Your CDCP Coverage
The amount the Canadian Dental Care Plan reimburses depends on your family's adjusted net income. The plan reimburses based on established government fees, and depending on your income bracket, you may also be responsible for a portion of the cost known as a co-payment.
Coverage breakdown by household income
A Note on Additional Costs
The fees set by CDCP may not always match what your dental provider charges. You may be required to pay extra in cases where:
- The actual cost of your treatment exceeds the amount CDCP reimburses based on its established fee schedule
- You choose to receive a service that isn't covered by the program
We always recommend speaking with our team before your appointment about any costs that may not be covered by your plan. This way, you'll have a clear understanding of any out-of-pocket expenses before treatment begins.
CDCP information
Apply for the CDCP
Applications for this benefit year are closed. Applications for the next benefit year will open on June 2, 2026.
Find out:
- who can apply
- what you need to apply
- what to know after you apply
Renew your coverage
Renewals for the 2026-2027 benefit year are open and will close on June 1, 2026. If you do not renew by the deadline, your coverage will end on June 30, 2026. You will need to re-apply to the CDCP.
Find out:
- who can renew
- what you need to renew
- what to know after you renew
Frequently Asked Questions
Everything you need to know about the Canadian Dental Care Plan and how it can help you access affordable dental care.
What exactly is the Canadian Dental Care Plan?
The Canadian Dental Care Plan, often referred to as CDCP, is a publicly funded initiative from the federal government that helps Canadian residents cover the cost of dental services. It is overseen by Health Canada and operated through Sun Life, and is intended for households earning under $90,000 a year that don't already have private dental coverage.
Am I eligible to apply for the program?
To qualify for coverage, you typically need to meet the following conditions:
- You currently have no access to any private dental insurance plan.
- Your adjusted family net income falls below $90,000 per year.
- You're considered a Canadian resident for tax purposes.
- You've submitted your tax return for the previous tax year.
Does the program cover the full cost of treatment?
Not entirely. CDCP isn't designed to make dental care completely free. Instead, it pays for a portion of approved services based on established government fees. Depending on your household income, you may be responsible for a co-payment, and you may also need to cover any difference between the CDCP-approved fee and the dentist's standard fee.
How and when can I start using the benefits?
Once you've been approved through the application process and Sun Life has confirmed your enrollment, you'll receive a welcome package outlining when your coverage becomes active. From that date forward, you can book appointments at participating clinics and use your benefits during your visit.
Which dental treatments are included?
The plan supports a wide range of essential dental care, including routine exams, professional cleanings, x-rays, fillings, extractions, root canals, dentures, and certain types of oral surgery. A few advanced treatments — such as crowns or specific procedures — may require pre-approval before they can be carried out.
Can the CDCP replace my workplace or school dental plan?
No. The CDCP is meant for Canadians who don't already have any form of private dental coverage. If you currently receive dental benefits through your employer, school, or a family member's plan, you wouldn't be eligible to enroll in the CDCP at the same time.
Should I delay my dental visits until my CDCP coverage starts?
It's better not to. Putting off dental care can lead to small issues becoming larger and more expensive problems. If you're due for a checkup or experiencing discomfort, contact our clinic to discuss your situation. We can help guide you on the best course of action while you wait for your coverage to begin.
What can I do if I'm struggling to afford dental care right now?
Please don't hesitate to talk with our team about your financial concerns. We're committed to helping patients find a path forward — whether that means flexible payment options, prioritizing necessary treatments, or exploring local programs that support low-income families and individuals.